FamilyCFO.ai

Run your household like a real business.

One place for all your household accounts. Track spending across cards and banks, move money between currencies, and know your real net worth — down to the cent.

Built to stay accurate

Every transaction is recorded so your totals always match — no matter how many accounts, currencies, or family members you track.

All accounts in one place

Checking, savings, credit cards, loans, and investments — each with its own currency and running balance. Your complete financial picture.

Account registers

Quicken-style registers with running balances per account. Reconcile against bank statements and know exactly where you stand.

Multi-currency transfers

Hold accounts in different currencies. Transfers convert at the exchange rate on the day, with tiny rounding differences tracked automatically.

Categories, tags & dimensions

Organize transactions with categories, free-form tags, and custom dimensions. Slice your ledger any way your family or business needs.

Reconciliation

Mark splits cleared, compare to a statement balance, and finish when the difference hits zero. No more guessing if your books are right.

CSV import

Map columns from any bank export, preview before committing, and deduplicate automatically. Bring years of history in minutes.

How it works

1

Create your workspace

Set your base currency and invite family members. Each workspace is a closed book — no data leaks between tenants.

2

Add your accounts

Checking, savings, credit cards, loans, even a rental property. Every account has a role, a currency, and an opening balance.

3

Record transactions

Log withdrawals, deposits, and transfers. The system keeps everything balanced behind the scenes — so your totals are always correct.

4

Reconcile monthly

Pick a statement date and ending balance. Mark transactions as cleared until the difference hits zero. Your records will match the bank, guaranteed.

Ready to take your household finances seriously?

Free to start. No credit card required. Your first workspace is ready in under a minute.